Are pending transactions subtracted from available balance?

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What are pending transactions on my account and how do they affect my available balance? What are pending transactions on my account and how do they affect my available balance?
What does pending and available balance mean? What does pending and available balance mean?
Are pending transactions taken out of available balance? Are pending transactions taken out of available balance?
Are pending transactions already deducted from account? Are pending transactions already deducted from account?
Are pending transactions already deducted from account? Are pending transactions already deducted from account?
Does my available balance include pending transactions? Does my available balance include pending transactions?
Are pending transactions already deducted from account? Are pending transactions already deducted from account?
Understanding Pending Transactions: The What, Why, and How Understanding Pending Transactions: The What, Why, and How